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Journal : JSEH (Jurnal Sosial Ekonomi dan Humaniora)

Analisis dan Identifikasi Hygiene Factors dan Pengaruhnya terhadap Kepuasan Kerja pada Mitra Kerja PT. PLN UIP Nusa Tenggara Suryani, Embun; Wahyulina, Sri; Hidayati, Siti Aisyah
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol 6, No 1 (2020): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : LPPM Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jseh.v6i1.77

Abstract

This study aims to identify hygiene factors and analyze their effects on job satisfaction. The data collection method in this study is a survey method, using a questionnaire as a data collection tool. The population in this study were all employees at the staff level and executors/non-staff of PT. PLN UIP Nusra consists of PT. PP Wartsila, PT. Hydro Techno Utama, and PT. Purnama Indonesia. Employees at the staff and executive/non-staff level are 75 people. At the same time, the determination of the sample is done by using accidental sampling method with a total sample of 50 people. The research variables consist of independent variables in the form of dimensions of hygiene factors and the dependent variable in the form of job satisfaction. Data analysis procedures in this study were divided into three stages, namely: 1) Conducting an importance-performance; 2) analysis (IPA) on the dimensions of hygiene factorsConducting analysis Crosstabs (cross table); 3) Conducting multiple regression analyzes. The results of data analysis showed that overall the quality performance of the dimension hygiene factors was in a proper category. Then, an analysis of the level of employee job satisfaction shows that the employees of PT. PLN UIP Nusra shows job satisfaction. Meanwhile, the results of multiple linear regression analysis showed that the variable hygiene factors and motivating factors had a positive and significant effect on the level of employee job satisfaction at PT. PLN UIP Nusra
Akses Usaha Kecil dan Mikro (UKM) terhadap Kredit Usaha Rakyat (KUR) dan Dampaknya terhadap Perkembangan Usaha: Kasus UKM di Kota Mataram Suryani, Embun Suryani; Wahyulina, Sri; Hidayati, Siti Aisyah
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol 5, No 2 (2019): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : LPPM Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jseh.v5i2.61

Abstract

Small and Micro Enterprises (SMEs) have a significant role for Indonesia's gross domestic product and employment. However, most SMEs face capital constraints and limited access to formal financial institutions. Kredit Usaha Rakyat (KUR) Fund is one of the credit programs established by the Indonesian Government to overcome capital constraints on SMEs. The study aims to analyze the ability of SMEs to access the KUR loans and the loan’s impact on business development. Primary data was obtained from interviews of 40 respondents who are SMEs in Mataram City. Ability to access the KUR loans was analyzed by logistic regression method while Ordinary Least Square (OLS) was employed to analyze the impact of KUR loans on business development. The result of logit regression shows that the variable of savings and sales influence the ability of SME to access the KUR loan. The KUR funds granted are able to increase SME's sales value by 82.03 percent from 3.47 billion rupiah to 6.31 billion rupiah per year. Based on the OLS analysis, the ability of SMEs to access capital derived from KUR funds has a positive and significant impact on the value of SME business development
PENGARUH FINANCIAL ATTITUDE DAN FINANCIAL KNOWLEDGE TERHADAP KEPUTUSAN KEUANGAN PADA PEMILIK USAHA KECIL DAN MENENGAH (UKM) DI PULAU LOMBOK: SUATU PERSPEKTIF BEHAVIORAL FINANCE Hidayati, Siti Aisyah; Wahyulina, Sri; Suryani, Embun
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol 6, No 2 (2020): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : LPPM Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jseh.v6i2.93

Abstract

This study aims to analyze the effect of Financial Attitude and Financial Knowledge on financial decisions on Small and Medium Business Owners (UKM) on Lombok Island. The theoretical contribution of this research is expected to contribute to science and the development of behavioral finance theories related to financial decision making in Small and Medium Enterprises (SMEs). It is also expected that behavioral finance will be the subject of financial management courses. Furthermore, the practical contribution of this research is expected to provide input, suggestions and recommendations to the policy maker of the NTB Provincial Government in making policies related to the development of SMEs. This research is a quantitative approach based research, with the type of explanatory research. The study population is all SMEs in the island of Lombok. The sampling technique is done by using Non probability sampling, which uses judgment sampling, which is choosing SMEs that are engaged in the pottery industry and have already exported. From the existing population, there are 35 (thirty-five) SMEs that can be taken as samples. Respondents in this study are the owners of each of these UKM. Data collection techniques used in this study were using a questionnaire. To achieve research objectives and hypothesis testing, the data obtained will be processed according to needs using GSCA (Generalized Structured Component Analysis) statistical tools.The results showed that Financial Attitudes had a positive and significant effect on financial decision making by SME owners and owners. This means that the better the Financial Attitudes owned by SME owners, the bolder they are in making financial decisions. Financial Knowledge has a positive and significant impact on financial decision making by SME owners and owners. This means that the better the Financial Knowledge possessed by SME owners, the bolder the financial decisions will be